Real Estate Investing Secrets
Real Estate Investing Secrets Revealed...

Real Estate Millionaire Reveals...


"How You Can Make a HUGE MONTHLY INCOME from Real Estate By IGNORING EVERYTHING the Real Estate Gurus Talk About and Discovering the Exact Step-by-Step Investing Blueprints from a REAL Real Estate Millionaire!"




And Yes, It's Possible with NO CASH and NO CREDIT!


Monica Main
Real Estate Millionaire

Step-by-Step Real Estate Investing Secrets Revealed!


Dear Real Estate Investor,

Chances are, you've been seriously considering becoming a real estate investor for a long time. Unfortunately, you have been jerked around and shafted by one real estate expert after another...now you don't know what to believe!

Guess what?  You shouldn't believe anything anyone tells you about real estate investing UNLESS they actually invest in real estate themselves!

I get to hear the horror stories from my own real estate investing students who have been taken for tens of thousands of dollars from one guru or expert after another.  Some of the stories have brought tears to my eyes because all these people had was hope for a life of financial freedom...and some snake oil salesman (or saleswoman) ruined their chances of being real real estate millionaires!

How?  Because many times these experts will drain you of every dime you have teaching you worthless theories about real estate investing that NEVER WORK!

Every "Expert" Out There Talks About Investing in Single Family Homes!  WHAT A CROCK!

Most of the late night television infomercial real estate gurus talk about investing in single-family homes.  They talk about buying them and renting them out or they talk about buying them and flipping them for profit.

Because of the foreclosure windfall, the gurus are using this as a profit opportunity for themselves to sell you a pile of books on how to "flip" foreclosures.  While it's nice that there is such a surplus of foreclosures, if you buy one...who are you going to sell it to?  After all, there isn't a buyer's market yet ready for your listed home.  Are you willing to pay the mortgage on it for the next couple of years until someone buys it?  Are you willing to sink $50,000 to $100,000 into the house to fix it up before you can realistically sell it?

You can't make money on single-family home foreclosures.  Yes, you can get them dirt cheap but you have to buy them "as is" which means they are a wreck and will cost you an arm and a leg to fix up!  And you have to be willing to wait at least 2 years to get a good price on the resale of your foreclosure!

This is NOT a good strategy to use.  It sounds like a nice theory all packaged up and wrapped in a big bow around the pile of books, CDs, and DVDs you bought from the real estate "expert" but when you get down to business, you can't make money using this method.

You also can't make money buying and renting out single-family homes like one late-night tv guru talks about (and has been talking about for the past 20 years).  Why?  Here's the problem with that nice and neatly packaged "theory":

  • Not enough money in monthly cash flow: you'll be lucky to clear anywhere from $50 to $250 per month and in many areas of the country (like Los Angeles or New York) you'll be paying more for your mortgage than you can realistically rent the house out for!
  • Huge risk: if your single tenant in the single-family home loses his or her job or moves out, you are getting $0 in cash flow AND you have to dig into your pocket every month to pay the mortgage until another tenant comes along.  If you have to evict the tenant for non-payment, this can take months so you are on the hook for the mortgage AND the legal cost to get rid of the tenant.  In the meantime, you can't rent it out to anyone until the tenant is legally removed.
  • Limits your buying power: banks generally do not allow single-family home purchases (including condos, townhouses, duplexes, triplexes, and "quads") to be bought under a company as a non-recourse loan.  This means that each residential purchase goes on your personal credit report.  After about 4 - 6 mortgages, you will have "hit a wall" and you will be unable to get another loan for another property purchase of any kind, even if your FICO is over 800.
  • Same escrow process multiplied many times over: it doesn't make sense to me why anyone would want to go through escrow once per purchase and only end up with ONE single-family home when they could have gotten a large commercial building with MANY UNITS in the same SINGLE escrow process.

All Multi-Millionaire and Multi-Billionaire Real Estate Investors Invest in...

Commercial properties!  They DO NOT invest in residential properties unless they are for personal use only!

What is a commercial property? Commercial properties include office buildings, industrial warehouse space, retail strip malls, gas station properties, and apartment buildings!

My main forte is with residential-commercial or multifamily properties (a.k.a apartment buildings).  I love apartment buildings because they always survive and thrive during recessions while other types of commercial properties suffer because of so many businesses going bankrupt.

Let me tell you, when all of the houses started going into foreclosure left and right, this beefed up my apartment building business because all of those people went into apartment units.  And because these renters have damaged credit due to their foreclosure or bankruptcy (or both), they will be in an apartment for at least another 10 years until their credit recovers, they can save for a down payment, and they will (possibly) be ready for another home of their own.

Many new and aspiring real estate investors are afraid of apartments because they are intimidated by the size of these buildings.  They foolishly believe they will be the ones at 2 AM fixing broken toilets or handling difficult tenants.  Even worse, some mislead people into believing that only "drug dealers" live in apartments (tell that to anyone who lives in New York City and they'll laugh at you) or that you have to get the bottom of the barrel buildings (Class D) to get your foot in the door.

The biggest obstacle for new real estate investors is that they believe they have to come up with 25% cash down to buy an apartment building.  In fact, you can get a building with no cash and no credit using my specific streamlined strategies that no one else will ever tell you about!

Because of the lending restrictions on residential loans, you WILL have to put down 20% if you want to purchase a single-family home for investment purposes in this day and age. Don't think you are going down the right real estate guru path by choosing single-family homes as a means of investment unless you have a 700+ FICO score, no bankruptcies in the past 5 years, no mortgage "lates" in the past 3 years, and no foreclosures in the past 5 years AND you will need 20% cash down.

And if you don't have any of the above criteria lined up, you WON'T be able to participate in residential purchases like the gurus on late night tv will mislead you to believe!

You can purchase an apartment building with no cash and no credit because commercial lending institutions and banks have DIFFERENT CRITERIA when determining whether to loan you the money; they use the CASH FLOW of the property and NOT YOUR PERSONAL CREDIT and NOT YOUR PERSONAL INCOME as a deciding factor.

Apartment Buildings:

A HIGH DEMAND is Predicted for the Next Several Decades to Come!

Apartment buildings will be in high demand because of the following reasons:

  • Foreclosure victims will have ruined credit for at least 10 years
  • Strict lending requirements on home purchases require a 700+ FICO and 20% cash down
  • Younger generations won't be able to save for a home down payment nor will they see the need to purchasing their own home
  • Older generations (namely "Baby Boomers") will be downsizing to apartments to rid themselves the burden of larger homes they don't want to upkeep or expend their retirement savings to sustain
  • Distinct separation of the classes is taking out the "middle class" meaning that 95% will be in the lower-class category and 5% will be in the upper class category.  The upper class won't be living in apartments.  The lower class won't be able to afford to purchase or live in a house.

And you CAN acquire these buildings with:

  • No cash
  • No credit
  • Little experience; I'll give you all the strategies you need to do this profitably
  • No need to personally manage the property
  • No need to get downtrodden buildings in high-crime, drug-infested areas
But you need the correct tools to get started.  You can't simply start looking on an online commercial MLS service and expect to start buying apartment buildings by tomorrow.  You have to know how to work the process, step-by-step.  You need to learn how to get funding for the deals.

Bottom line: if you don't have the correct tools, don't bother!  Period!


 

Unlike Other Real Estate "Experts" I Don't Mislead People Into Believing They Will Be Doing REAL FUNDED DEALS When You'll Only Get to Do LEASE-OPTION-Type Deals When Their "Secrets" Are Finally Revealed!

There are apartment building gurus and experts out there who lead their prospective customers into believing that they will be doing real apartment building deals (meaning that they will be lender funded, close escrow, change title, and the customer will be the legal owner) when in reality they are only teaching techniques to do LEASE-OPTION deals to "take over" a property without a legal change of title.

AND THAT CAN BE DANGEROUS!

If you are "taking over" a property without it being funded by a lender and going through escrow then the property never changes title or legal ownership.  This means that if you are doing well with the property, making lots of money, and getting more tenants for the "former" owner, he may take the property back from you!  You would have NO LEGAL RECOURSE because your name isn't on the title!

And who needs that worry!

My techniques, secrets, and strategies will show you how you can go through the traditional escrow process where you get a conventional commercial loan and take REAL OWNERSHIP of the property without any legal problems from the "former" owner as there would be in a lease-option deal!

Yes, you can get a bank loan for a commercial property with poor credit and with no cash.  No, a commercial lender will NOT give you 100% on a commercial loan.  That's never happened in commercial finance and never will.

But...

You CAN get a first-position (main) lender to lend on up to 85% of the loan-to-value (LTV) or purchase price of the property and use my NEWEST SOURCES to get the other 15% as the down payment AND show the bank that the money is YOURS and not someone else's money.  The banks now need to see that you have "skin in the game" as they call it where you have CASH DOWN otherwise they won't fund the loan.  And you can show them this "skin" by using my secret strategy in doing this!

Or You Can Use "Partial Owner Financing" to Get a NO MONEY DOWN DEAL to Close!

Recently banks and lenders decided that they no longer will accept the property seller to "hold paper" or part of the mortgage if they are to fund your property purchase.  This means that you can ask a seller to offer 25% of their equity (for example) and the bank can fund 75%; you would then pay the seller back the 25% after the close of escrow on a "private mortgage" second.

Now banks aren't allowing a partial owner financed "seller carry back" on these kinds of deals!

But...

I have one private lending institution that will still do these types of deals.  As long as the seller is willing to temporarily give up his equity (which has to be at least 25% of the purchase price) then they will fund 75% LTV of the transaction.

This is UNHEARD OF in this day and age!  I have to resource that can help you make this happen!

But...

Is it realistic to believe that a seller will "carry back" a private mortgage second in this economy?

Yes, yes, and DOUBLE YES!  Many apartment building owners are trying to sell their property so they can retire.  A lot of them have owned their properties for DECADES and they aren't willing to wait around for the economy to recover before waiting to sell their property.

Right now many property owners are AUTOMATICALLY offering a minimum of 15% seller financing on any property deal WITHOUT YOU ASKING.  To add another 10% is NO BIG DEAL if they are willing to offer at least 15%!

Investing in Apartment Buildings is Definitely NOT an Opportunity for Everyone!

This cash flow opportunity is ONLY for those who:
  • Are smart
  • Understand the value in having passive income properties
  • Don't expect this to be a "get rich quick" scheme because this is a lifetime wealth-building plan
  • Appreciate a rare opportunity to discover the real secrets to wealth from someone who has done it and who is a successful real estate investor
  • Is willing to educate themselves, learn the process, work the system, and make lots of money in the process!
Let me be brutally honest hereA good percentage of the people who visit this website will not be cut out for this business nor will they have the ability to make this work.

If you are looking for some scam-like get-rich-quick deal where you will make millions in 2 days then keep looking because this won't do it for you.  This opportunity is only for those who understand that this is for long-term wealth generation.

Yes, you can realize a monthly cash flow of $10,000 to $20,000 within 90 to 120 days if you follow my step-by-step plan.  However, the overall goal is to build financial freedom to where you'll never have to work at a job or within your business again, you can see a monthly cash flow no matter what happens in the economy, and you can pass this wealth down to your children (and grandchildren).


Free Video:  How to Find HOT PROPERTIES in 10 Minutes or Less!
PLUS:  Get My Cash Flow Evaluator Software Spreadsheet and Video Tutorial for FREE!


Take a look at my FREE VIDEO to show you easy it is to find hot commercial properties in 10 minutes or less.  You'll get INSTANT ACCESS once you input your FIRST NAME and VALID EMAIL ADDRESS.  The link will then be instantly sent to your email box within seconds!

Plus, I'll even send you my Cash Flow Evaluator (CFE) software spreadsheet with the video tutorial for FREE!  (You must have Microsoft Excel to operate this spreadsheet.)  This will help you get to the bottom line cash flow for any and every property deal you are considering!

To claim these FREE bonuses, include your
FIRST NAME and a VALID email address so I can send both to your email address instantly!

Free Video and Cash Flow Evalutator Software Spreadsheet:  Just Fill In Your First Name and a Valid Email Address So I Can Send You the Links to Your Email!

See you at the top!

Your mentor,

Monica Main

CLICK HERE to receive INSTANT ACCESS to my powerful money-making report!




Global Success Strategies
24900 Anza Dr., Ste. C
Valencia, CA  91355
(661) 295-5050